

Development
Finance Limited
micro and small entrepreneurs in Uganda.


Development
Finance Limited
micro and small entrepreneurs in Uganda.

Financial & Advisory Services For SMEs
Focal Development Finance Limited is a Development Finance Institution that specialises in financial and advisory services to micro and small entrepreneurs in Uganda. Focal Development Finance Limited is licensed and regulated as a tier iv non-deposit taking microfinance institution by the Uganda Microfinance Regulatory Authority.
Products & Services
FDF Business Loan
It is a full product that finances a wide variety of business needs from working capital to asset purchases.
Product Features
- Highly affordable interest rates.
- Flexible repayment periods.
- Flexible repayment frequencies according to an Entrepreneur’s needs.
- No early repayment charges.


FDF Soft Credit Finance
It is a small four-five week credit facility with a simplified credit process aimed at meeting an Entrepreneur’s short term needs, emergencies and recurrent expenditures.
Product Features
- Product is accessed through a facility fee.
- Weekly repayments
- Quick and simplified credit processing
- No early repayment penalties
- Entrepreneurs with ongoing business loans can qualify for financing provided they meet risk criteria.


FDF Advance Credit Finance
This is a one-month credit facility that finances short-term needs of micro and small entrepreneurs.
Product Features
- Product is accessed through a facility fee.
- Credit is paid in one lumpsum.
- Quick and simplified credit processing.
- No early repayment penalties
- Entrepreneurs with ongoing business loans can qualify for financing provided they meet risk criteria.


Value Add Services
Through our flagship product, Focal Health, powered by Turaco, we extend affordable micro health insurance cover to our entrepreneurs and their families.
Eligibility For Credit

Business Type
A micro or small business.

Business Location
Business and residence located within the branch’s reach.

Farmers
At least one off-farm income for farmers.

Age Range
Individuals must be 18 years and above.

Time of Experience
At least one year’s experience for agriculturalists; At least six months’ experience for other businesses.

Collateral
Collateral (movable & immovable collateral accepted for example business equipment, motorcycle, vehicles, household property, land, buildings).

Guarantee
Personal Guarantor.